Precious metals for your retirement
SMSF trustees can hold physical gold, silver and platinum — GBA supplies compliant bullion, secure storage and audit-ready reporting.
General information only — not financial advice. Speak with your licensed adviser about your fund’s investment strategy.
A rainy-day asset inside your super
A self-managed superannuation fund lets Trustees choose the assets that suit their risk profile and investment strategy — and many of our clients use theirs to hold physical precious metals as a wealth-preservation strategy.
Gold has long acted as an insurance policy for wealth — a rainy-day fund against falling property prices, inflation and volatile global markets. Unlike most investments, gold, silver and platinum will always be considered precious, physical metal carries no third-party risk, and there’s potential upside if prices appreciate, as they have over the past decade.
No third-party risk
Portfolio insurance
Upside potential
Investing through your SMSF
As Trustee you can add precious metals to your fund’s portfolio — there are just a few rules to know, and a few documents we need, before your first purchase.
Eligible products
Bullion bars, bullion coins and Pool Allocated metal are the most popular SMSF choices. Collectibles — where face value exceeds metal value — aren’t permitted as fund assets.
Trustee documentation
A few documents are required before your fund can start investing — our SMSF & Trust requirements guide sets out exactly what to bring.
Storage responsibilities
As Trustee you must keep fund assets securely protected. Metals can be held at home, but a dedicated vault service is generally recommended.
GBATR vaulting
Gold Bullion Australia Treasury Reserve vaulting keeps holdings at arms-length and meets strict SMSF storage guidelines — whichever product you choose.
Audit-ready reporting
Online metal account statements give you — and your accountant — current valuations, transaction history and account details on demand.
Year-end resolution
Each 30 June your fund’s auditor requires a resolution confirming inventory on hand, insurance at correct replacement value, and storage details.
Built to satisfy your auditor
For each financial year, your fund’s auditor requires a resolution as of 30 June confirming the inventory on hand — the type and quantity of precious metal — insurance details at the correct replacement value, and storage details proving the assets aren’t available for personal use by fund members.
Serial-numbered bars greatly assist the auditing process, though they aren’t mandatory. What auditors do insist on is holdings stored safely and at arms-length — exactly what GBATR vaulting provides.
resolution
confirms
risk
Bullion bars, bullion coins and Pool Allocated metal are the most popular SMSF holdings.
Your fund’s first purchase, made simple
Many of our SMSF investors buy cast bars and Pool Allocated metal for their cost-effectiveness and the ability to top up regularly — but the right product is a conversation between you and your adviser.
GBATR vaulting available
Audit-ready statements
Start with the Gold Bullion Australia team — get in touch through our contact page, call 1300 754 602 or email [email protected] — and we’ll walk you through the requirements, the products and the storage options for your fund.
Download the SMSF & Trust requirements guide — the documents your fund needs ready before its first bullion purchase.
SMSF questions, answered
Does my precious metal need to be stored in a vaulting facility?
That’s one for your financial adviser, as it depends on the type of asset and the requirements in your SMSF trust deed. Generally, collectable items such as coins must be stored and insured in a purpose-built secure environment rather than held by the trustees.
Does my precious metal need to be audited?
Serial-numbered bars greatly assist SMSF auditing, though they cost more and aren’t mandatory. Many auditors insist funds demonstrate their bullion is stored safely and at arms-length — GBATR vaulting meets these strict SMSF storage guidelines whichever product you choose.
Will my accountant have access to the reports they need?
Yes — you’ll have online metal account statements showing current valuation, transaction history and account details, ready to hand straight to your accountant.
What does the year-end resolution cover?
As of 30 June each year, your fund’s auditor requires confirmation of the inventory on hand (type and quantity of metal), insurance details at the correct replacement value, and storage details proving the assets aren’t available for members’ personal use.
What type of precious metal can my SMSF invest in?
Speak with your financial adviser about product type and strategy. At GBA we see many SMSF investors choose cast bars and Pool Allocated metal for cost-effectiveness and easy regular top-ups — while collectibles, where face value exceeds metal value, aren’t permitted as fund assets.
How do I get started?
Start with Gold Bullion Australia — reach us via our contact page, call 1300 754 602 or email [email protected]. The SMSF & Trust requirements guide is worth reading beforehand.