Pool allocation, explained simply
A cost-effective way into precious metals, from as little as one gram. Pool allocated holdings are backed 100% by physical metal, stored and insured in our vaults, and priced close to the market.
Backed by physical metal, without buying a specific bar
Pool allocated is a flexible way to invest in precious metals, designed to give cost-effective exposure to physical metal.
Rather than purchasing a specific item, you buy a measured holding in a pool of precious metals. That pool is 100% backed by physical metal and insured for replacement value.
When you buy a holding in the pool of gold, silver or platinum, it is managed and stored by Gold Bullion Australia Treasury Reserve on your behalf, in our secure, custom-built vaulting facilities.
Silver
Platinum
From one gram
Four steps, start to finish
Choose your metal and amount
Buy gold, silver or platinum by weight rather than by product, from as little as one gram. Prices track the market closely because there is no coin or bar to fabricate.
We hold it for you
Your holding is managed and stored by Gold Bullion Australia Treasury Reserve in our custom-built vaults, insured for replacement value, and backed 100% by physical metal.
Watch it on your statement
Your Metal Account Statement shows the current value of your holdings, so you always know exactly where you stand.
Sell, convert or take delivery
Request to sell back, convert your holding into physical bars or coins, or arrange shipment. Conversion and shipping are subject to fees, availability and processing time.
You may be interested in pool allocated if you want
Priced close to market
Exposure to precious metals priced close to prevailing market rates, without the fabrication cost of a minted product.
Stored and insured
Held in GBA’s custom-built vaulting facilities, with insurance for replacement value included.
100% physical backing
Every holding in the pool is backed by physical metal — not a paper promise or a derivative.
Convert or take delivery
Convert holdings into physical products, subject to fabrication fees, availability and processing time, or arrange shipment for a fee.
Regular reporting
Statements showing the current value of your holdings.
Suits an SMSF
Regular auditing, reporting, insurance and compliant offsite storage — a practical option for self managed super funds.
Pool allocated or physical product?
Neither is better than the other — they suit different purposes. Many clients hold both.
| Pool allocated | Physical product | |
|---|---|---|
| What you hold | A measured holding in a metal pool, backed 100% by physical bullion | A specific bar or coin, identified and set aside for you |
| Price | Close to prevailing market rates | Market rate plus the fabrication premium on that product |
| Storage | Included, in GBA’s vaulting facilities | Your choice: take it with you, have it delivered, or vault it |
| Insurance | Included, for replacement value | Included while vaulted with GBA |
| Minimum | From one gram | One bar or coin |
| Take delivery | Convert to physical, subject to fees and processing time | Immediate, it is already a physical item |
Turn pooled metal into bars and coins
You can request to convert your pooled holdings into physical items at any time. Tell us which product you would like and our team will confirm the cost, availability and timing with you before anything proceeds.
Conversion fees are set by GBA Group’s Pool Conversions Policy, so pricing stays consistent for every client.
- Conversion is subject to fabrication fees, product availability and processing time.
- Shipment can be arranged on request, and fees apply.
Ready to start?
Buy pool allocated gold, silver or platinum online, or call 1300 754 602 and we will walk you through it.
Good to know
Frequently asked questions
Is my pool holding actually backed by metal?
Yes. Pool holdings are 100% backed by physical metal held by Gold Bullion Australia Treasury Reserve in our secure, custom-built vaulting facilities, and insured for replacement value.
Can I convert my pool holding into bars or coins?
Yes. You can request a conversion at any time. Conversion is subject to fees, product availability and processing time, and our team will confirm the cost with you before anything proceeds.
Can I sell my pool holding instead?
Yes. You can request to sell or convert your holdings, subject to processing times, operational capacity and our terms and conditions.
Can my SMSF hold pool allocated metal?
Many of our clients do. Pool allocation offers regular auditing, reporting, insurance and compliant offsite storage, which suits the requirements of a self managed super fund. See our SMSF page or talk to the team about your fund’s circumstances.
How do I see what I hold?
Through your Metal Account Statement, which shows the current value of your holdings.