Pool Allocation – What is it?

Pool Allocated is a flexible option for investing in precious metals, designed to provide a cost-effective way to gain exposure to physical metal.

Rather than purchasing a specific item, you acquire an interest in a pool of precious metals that is 100% backed by physical metal and insured for replacement value.

When you purchase a holding in the pool of gold, silver or platinum, it is managed and stored by Gold Bullion Australia Treasury Reserve (GABTR) on your behalf in our secure, custom-built vaulting facilities.

You may be interested in Pool Allocated products if you are seeking:

• Exposure to precious metals priced close to prevailing market rates.
• Secure storage within GBA’s custom-built vaulting facilities, with insurance for replacement value included.
• The ability to request to sell or convert your holdings, subject to processing times, operational capacity, and our Terms and Conditions.
• A flexible way to gain exposure to physical bullion compared to fabricated products.
• Regular reporting showing the current value of holdings and transaction history.
• A suitable option for SMSFs, with regular auditing, reporting, insurance, and compliant offsite storage.
• Holdings that are 100% backed by physical metal.
• The ability to convert holdings into physical products (subject to fabrication/barring fees, availability, and processing time) or arrange shipment (fees apply).

Converting Pool to Physical Bullion

You can convert your pooled metal holdings into physical items at any time. Conversion costs are based on the difference between the pool value and the retail price of the chosen product at the time of conversion.

No metal margin is applied to your pooled holdings at the time of conversion, and spot price is used only to calculate conversions cost, not to revalue your metal. These costs reflect the genuine fabrication, refining, and handling costs charged by our partners.

All conversion fees are determined by GBA Group’s Pool Conversions Policy, which ensures pricing is transparent, consistent, and aligned with industry standard.

Please note: earlier barring fee arrangements were informal and no longer applicable. Customers may also choose to sell their pool holdings and purchase physical bullion separately at the current retail price.